Welcome to Pinnacle Union Bank. By accessing or using our website and services, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully. If you do not agree with these terms, you should not use our services.

1. Acceptance of Terms
By accessing this website and using our banking services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions and our Privacy Policy.

2. Eligibility
To use our services, you must be at least 18 years old or have the consent of a parent or guardian. By using our services, you represent that you meet these eligibility requirements.

3. Account Creation
To access certain features of our services, you may need to create an account. You agree to provide accurate and complete information during the registration process and to update such information as necessary to keep it accurate, current, and complete.

4. Security and Passwords
You are responsible for maintaining the confidentiality of your account information, including your password. You agree to notify us immediately of any unauthorized use of your account or any other breach of security. Pinnacle Union Bank will not be liable for any loss or damage arising from your failure to comply with this security obligation.

5. Use of Services
You agree to use our services only for lawful purposes and in accordance with these Terms and Conditions. You agree not to use our services in any way that violates any applicable federal, state, or local law or regulation.

6. Fees and Charges
Pinnacle Union Bank reserves the right to charge fees for certain services. All fees and charges will be clearly disclosed on our website or in our service agreements. By using our services, you agree to pay any applicable fees.

7. Changes to Services
Pinnacle Union Bank may modify, suspend, or discontinue any aspect of our services at any time, with or without notice. We reserve the right to impose limits on certain features or restrict access to parts of our services without notice or liability.

8. Limitation of Liability
Pinnacle Union Bank shall not be liable for any indirect, incidental, consequential, or punitive damages arising out of or relating to your use of our services. Our total liability to you for any claim arising out of these Terms and Conditions shall not exceed the amount you paid for the services in question.

9. Indemnification
You agree to indemnify, defend, and hold harmless Pinnacle Union Bank, its affiliates, and their respective officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses, including reasonable attorneys' fees, arising out of your use of our services or violation of these Terms and Conditions.

10. Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of the state of Florida, without regard to its conflict of law principles. Any disputes arising from these terms shall be resolved in the courts located in [insert relevant jurisdiction].

11. Changes to Terms and Conditions
Pinnacle Union Bank reserves the right to update or modify these Terms and Conditions at any time. Any changes will be effective immediately upon posting on our website. Your continued use of our services after any changes constitutes your acceptance of the new Terms and Conditions.

12. Contact Us
If you have any questions or concerns regarding these Terms and Conditions, please contact us at [insert contact information].

By using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.

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